1. Current Account
  2. Loan Interest Rate (Variable)
  3. Obtain a Proforma Invoice from the Vendor
  4. Personal Guarantor
  5. Salary Domiciliation Letter from the Employer
  6. Management and Processing Fee
  7. Direct Payment to Vendor

List of Vendors

  1. Baa Ould Faal
  2. Safeway Mini Market
  3. Discount Centre
  4. Timber & Co.
  5. J-Balaji
  6. Sofax
  7. J-Mart Furniture
  8. HM Enterprise
  9. TK Motors
  10. CNC Building Materials
  11. Modou Mbye Building Materials
  12. AP Trading
  13. Salma Porcelain
  14. Ebrima Jobe (Jobe Kunda Textile)

The “Sargal Sa Amm Amm” scheme is a customer loan that relieves individuals of the stress of one-time payment for goods and services. The product gives present-day value to customers. The product is to help people live a comfortable and stress-free life by turning their dreams into reality.


  1. Account Type (Current/Hybrid/Savings)
  2. Deposit Interest Rate (Variable)
  3. Flexible Loan Application Processing
  4. Cash Collection Services
  5. Account Holder Entitled to a Loan
  6. Cheque Book for Current Account
  7. Personalized Withdrawal Booklet for Hybrid Savings Variant

This product is a liability product that is targeted at small business owners (Micro, Small and Medium Enterprises). The product is built around the concept of creating a tailor-made product to meet the needs of small businesses.


  1. Account Type (Savings)
  2. Withdrawal Per School Term (3 Times Yearly)
  3. Deposit Interest Rate (Variable)
  4. Minimum Opening Deposit of D500.00
  5. Minimum Monthly Deposit of D200.00
  6. Standing Order Fee of D10.00

This is an investment product that targets parents and guardians. The product is designed to help interested individuals build the expectation of earning a favorable return with a fixed interest rate on the child’s education.

Professionalism and Business Focus

With a steadfast focus on your financial success, we offer tailored solutions, expert advice, and a range of banking services.

Innovative and Leadership

As one of the forward-thinking industry leaders, we continuously push the boundaries of innovation to redefine banking experiences.

Teamwork, Dynamism and Strength

With our united team, dynamic approach to adapt changing times and solid foundation, we deliver innovative solutions for your financial needs.

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Experience the future of banking with our mobile app. Seamlessly manage your accounts, transfer funds, pay bills, and track expenses with our user-friendly interface. Enjoy enhanced security features and personalized financial insights at your fingertips.

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Debit Card

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We offer a comprehensive suite of card services to help our customers manage their finances and make purchases more conveniently. Our card service only includes debit cards that can be used at millions of locations worldwide.


Unlock your financial potential with us - reach your goals today.

How to find us

Kairaba Avenue, Fajara M Section(220) 202 2254info@megabankgambia.gm

Opening hours

Monday-Friday08:00 - 16:00
Saturday08:00 - 13:00